How to Get Health Insurance to Pay for Apple or Fitbit Watch? Which companies offer it and what are the risks?
In this article, I will try to help you with these questions.
Without a doubt, Fitbits and Apple Watches have turned out to be a part of our daily lives.
Be it tracking everyday steps or logging health information, these gizmos have got us covered. On top of that, people also make use of these gadgets for competing against family and friends. All in all, these devices are an excellent way of getting into healthy habits for living a healthier life.
What’s even better? Life insurers, nowadays, are expanding an optional program for rewarding users for adopting healthy habits.
Adding to it, members can achieve points for meditating or for keeping a track of their everyday jogs. For recompensating toward shopping on Amazon as well as other sites, they can utilize those points. It also enables them to save money on premiums sometimes.
Want to get health insurance for these wearables? Let’s explore more about it below:
How to Get Health Insurance to Pay for Apple or Fitbit Watch? Which Companies Offers it?
1. Teaming Up of Blue Cross Blue Shield (BCBS) and Fitbit:
Blue Cross Blue Shield (BCBS) has paired up with Fitbit for having a particular deal on the fitness tracking devices for over 60 million of its members.
By doing so, they aim at helping consumers for the creation as well as maintenance of healthy habits.
BCBS Association’s Vice President of Strategy and Analytics, Mark Talluto said that this strategic collaboration will upgrade personalized health and wellness. In this way, consumers could consider their health in the first place.
More interestingly, this collaboration allows customers of BCBS to get a substantial discount ranging from 15%-49% for each purchase they make for getting Fitbit devices. Examples of Fitbit products available on discount are inclusive of Charge 2, Versa Ionic, and more.
Customers will be able to get Fitbits through discount wellness program of BCNS named as Blue365.
In addition to this, an additional offer will also be accessible if they tie their purchase with a membership at Fitness Your Way gym from Tivity Health®.
With the help of this program, customers will be able to get benefit from other deals with the inclusion of
- Gym memberships
- Fitness Gear
- Options regarding healthy eating
- Services related to stress management
- Hearing aids
- Vision and dental products
The same program also teams up with recruiters to aid in building a healthy culture in the workroom. This is for the reason to provide members with affordable products related to health and wellbeing.
For employees, employers can either sponsor a purchase of Fitbit fitness tracking devise or buy in bulk.
Wondering how to enroll? Get your registration done at www.blue365deals.com
2. UnitedHealthcare Motion for Fitbit Charge 2:
A wellness program related to wearable device sponsored by the employer is named as UnitedHealthcare Motion. UnitedHealthcare has offered this program to the employers which will allow Fitbit Charge 2-using consumers to monitor the activity metrics against the program.
According to what Fitbit reported, the collaboration enables members of Motion program to make as much as $1,500 in annual rewards to meet everyday goals.
On a national level, this program is available for large and mid-sized employers while for small businesses, its availability is limited.
Wondering How it Works? How Do I Get UnitedHealthcare Health Insurance Company To Pay For My Fitbit?
- If you are an eligible employee, you will receive a welcome email by UnitedHealthcare or the employer.
- Afterward, you will have to make an account on unitedhealthcaremotion.com.
- There, you will see the opening of a new window as well as a shop for a fitness tracking device you already have.
- In case you use your own device, possibly an “activation credit” will be applied to devices bought or got in the form of a reward.
- The device you purchase will be delivered to your home.
- Then, you will require setting up your device, start walking for meeting everyday FIT (Frequency, Intensity, Tenacity) goals as well as syncing daily your device.
- Doing so will make you able to earn an incentive daily, deposited three-monthly into your HSA or HRA, as pertinent.
UnitedHealthcare Motion Rewards Program for Apple Watch – Get An Apple Watch For Free:
Other than collaborated with Fitbit, United healthcare has also teamed up with Apple for incentivizing its employees.
How about getting a free Apple Watch? Yes, you read the right thing. UnitedHealthcare Motion rewards program has made it possible for its consumers.
It’s a digitalized national wellness program enabling eligible members of the plan to get fitness trackers that will allow them to earn more than $1,000 annually by fulfilling certain everyday walking goals.
Be FIT, Get Rewarded:
Employees who take part in UnitedHealthcare Motion will be able to make a couple of bucks daily for meeting the following three goals:
- A Frequency goal will make you $1.50 daily if you reach 500 steps in 7 minutes, 6 times daily with the distance of at least an hour.
- An Intensity goal will get you $1.25 a day if you hit 3,000 steps in half an hour a day.
- A “Tenacity” step will earn you $1.25 if you make 10,000 steps all through the day.
Want to get started? Sign up here.
3. Vitality Active Rewards:
With Apple Watch, Vitality Active Rewards encourages as well as rewards participants to become active. Moreover, it seamlessly fits into the Vitality program’s overall goals and mission claiming to foster improvement in health and aid individuals in leading healthier lives.
By mirroring previous incentives, the program encourages insurance consumers for engaging in exercising, accomplishing goals that earn them points. In this way, they could make a reduction or elimination in their monthly salaries for the Apple Watch over a period of two years.
Get Apple Watch Series 4 at Minimum Price:
More interestingly, now, the customers at Vitality will be able to have the Apple Watch Series 4 for just $25 via exercising regularly.
Members at Vitality earn points for Advanced or Standard Workouts for reducing or eliminating their monthly payments. Want to get enrolled? Sign up at John Hancock Vitality PLUS.
Alternatively, Get Apple Watch Series 3:
This offer is for members at New VitalityLife and VitalityInvest as well as New VitalityHealth. To avail this offer, you will have to make an initial upfront payment. Adding to it, you will pay a certain monthly payment which will depend on your physical activity level during the last month. Thinking of how to get it? Click here.
4. The Pairing Up of Aetna with Apple:
Insurer Aetna collaborated with Apple to offer subsidies for the Apple Watch for both consumers and the recruiters. By providing a gamification’s aspect, Aetna has made wellness programs more appealing. Which is why, members will show more willingness, get more involved and possibly get improved outcomes.
Attain by Aetna:
Made in partnership with Apple, the Attain by Aetna app is a revolutionary health experience.
For offering individualized goals, big prizes, and attainable actions, this app joins together your health history with the activity of your Apple Watch®.
More favorably, Attain is for everyone, from a casual gym-goer to fitness enthusiasts to parents who involve in exercising by keeping abreast of their children. Putting it all together, Attain has attempted to offer a unified experience regarding health.
In order to take part in the Aetna program, participants require having an Apple Watch Series 1 or the latest version or iPhone 5S or the latest version.
Both Partners Will Keep your Data Secured:
As per Aetna, it will not use the information collected by Attain for premium, underwriting or coverage decisions. In contrast, it will make use of this information only for improving the custom recommendations of the app. Also, encryption of the collected data will also take place and it will be totally in compliance with HIPAA. To your delight, both Apple and Aetna will keep your data secured.
The Downside Of Getting A Fitness Tracker Via An Health Insurance Company
Yes, the companies will keep your data secured but it doesn’t mean that they won’t use it for their own benefits.
You see, fitness trackers offer lots of data regarding your health, data that is worth a lot for health insurance companies that can use it in order to promote their products.
If you want to know more about the risks to your privacy that arises when wearing a fitness tracker than I have on this website a related article that you have to read.
Such types of a collaboration of giant insurers with fitness-tracking programs are going to bring about a positive change in improving the health and wellbeing of individuals. On one hand, users become able to keep track of his overall health with the help of these wearable devices. On the other hand, they can earn points to get rewards from different sites as well as cut down their healthcare costs.
Are you an employee of any of the respective company or having a membership of a respective program? Avail the opportunity to make the most out of your fitness goals. So, be alive and well by keeping a track of your health and fitness and at the same time save bucks for your healthcare. How stress-relieving it is!
I hope that I helped you with the question of how to get health insurance to pay for Apple or Fitbit Watch?
If you have any comments, please share it with us in the comments below.